Home Buyer Resources

Below are loan documents and links to help you through the mortgage process. You will find information about different types of mortgages and what to expect throughout the process.

General Forms and Information

Consumer Handbook on Adjustable Rate Mortgages
A Consumers Guide to Mortgage Settlement Costs
HUD Settlement Booklet
IRS 4506-T

Helpful Links

Here are some links that we have found to come in handy on a daily basis

FHA Approved Condominium Search
Find out if the condo you own or are interested in purchasing is currently approved with HUD / FHA

Fannie Mae Refinance Lookup for Borrowers
Find out if your current mortgage is with Fannie Mae

Freddie Mac Refinance Lookup for Borrowers
Find out if your current mortgage is with Freddie Mac

FEMA – Disaster Area declarations
Find out if a home you are purchasing is located within a disaster area

Experian
This is the link to the main page for Experian – Credit Reporting

Equifax
This is the link to the main page for Equifax – Credit Reporting

TransUnion
This is the link to the main page for TransUnion – Credit Reporting

VA Certificate of Eligibility Instructions
As a veteran you need a certificate of eligibility before applying for a VA loan. This link will put you right in the instructions screen on the web site.

FHA Condo Approval Requirements
For documentation and processing requirements, please refer to ML 2009-46B and ML 2009-46A, which can be found at the following web site

Find HUD Homes for Sale
To see the latest list of all HudHomes nationwide